Emergency fund

 Raising an emergency fund is a protective shell for our financial safety and security. Problems in our lives never come with a knock. We should always be prepared for the worst to brave every odds crossing our way. Keeping money in our safe is the smartest way of dealing with every anxiety, dire strata of outpouring pain, and major setbacks. We can drive through every spiralling problem by using our emergency fund as a way to get through to deal with major headwinds, every challenging situation, and downfalls.

Forgoing happiness

We are moving across different stages of our life, changing people, places, things, but one thing remains unchanged - stashing money to meet our medical demands, wedding spendings and for other emergencies whose occurrences are inevitable. We earn a lot throughout our lifespan and pool all that money in our safety vaults, lockers, and bank accounts to spend it optimally rather than on spuriously wasting it on fun activities. Saving up extra on each day makes us prepared for the worst, every eventuality, and unforeseen situations that we may encounter to cope with everyday life challenges and untoward happenings.

We kill our wishes, desires for those emergent situations that have no certainty of their happenings. And we never think that our forsaken attitude is depriving our family of relishing moments of joy and happiness which is deserving to them. We raise money by limiting our longings and desires that could fulfill all our dreams and aspirations, and live a life of an ordinary middle-class life just to give our family a long term happiness and a support of lifetime.

Rush for Money to keep up with health.

-> We always feel a need for excess money to bear our everyday expenses, medical bills, and other additional spendings but money just seems to go outward to pay for our outstanding bills and charges. And when our outlay reaches to the peak of our spending, we look for all possible means of

earning and saving to foot our expenses, and that may also be by withholding all our extra rich, money - intensive fun activities which are a fleeting moment of joy but give us the happiness of a lifetime.

An illness never leaves our body, which could be a normal cough, a cold, or even a mild fever. And every 1 or the other person suffers from some bodily disorder and is in need of clinical advisory and medical care to keep them healthy and disease-free. A need for good treatment and a fear of coming under severely ill diseases made us victims of a mental syndrome of raising more money. And we cut back extra overhead of our luxury and put aside that money into savings to lay out the needed amount for our treatment and cure.

Our sadistic nature to poors

~ We take medical insurance, loans from the bank when any harmful disease traps us, and we used up all our savings for a good treatment. This shows a very agnostic side of us towards those who raise their family with our money given as tips, donations, taxes, or as incurred charges on goods. And we not only relinquish our happiness but also of those who rely on our endowment or pay for their goods and services. Can't we show a little kindness and generosity towards those who rest on our shoulders for their share of love and happiness, and for those whose smile comes from us . The real happiness lies in keeping others happy, and when they smile, we smile back.

Needfulness of emergency fund

~ There are certain events and religious processions that can't be left alone and build memories of a lifetime. Some large party events or wedding nights or some of our momentous occasions are cost-heavy, well, not an emergency, but such moments are quick snapshots made in our eyes that are not erasable. And need lots of spending that can only be compensated through our savings or the money we kept aside for emergencies.

~ There is some fixed cash overflow in our education, housing, food, and clothings but in addition to that, money also goes into some other classic activities, including transport, health and fitness, and some personal expenses after cutting off every non-essential fun and showbiz. How money slipped off on these variables can't go unnoticed. Now, without having a buffer of surplus money, we can't afford our basic necessities. Taking care of other precautionary medical needs is a far-off thing.

How to limit expenses

~ our habit of expenditure on things that are a killer to our body, like overconsumption of smoke and drinks, is a red flag for our health, and also for our pocket, needs to be limited. This will add up to our savings and can be used in some future days of emergencies.

~ We should give up our habit of outsourcing things that are vital for our body making. We buy food from outside, when we don't feel like cooking for self, spend on things that can be done by self and try to automate our work either by entrusting our duties to someone else or through smart built-in machinery. By reducing our rest hours for bodily comfort, we can actually save a lot per day by working for self than employing others to work for us.

Adding up daily to our basic income can greatly help us in meeting those demands that come so suddenly and require urgent fund on its service. Our health and body are the only treasure hunt for battling every body ailment that could be a little body aching or a severe disease. Hence, must stay healthy and positive. Investing in your body will give you a long-term return. But spending on the body isn't just about physical health, but also mental. Suppressing your desires by putting money into an emergency fund and keeping all your fun and amusement on a standstill can languish your mental health and put you in a state of limbo. Results in turning your life shorter. Looking at this, we should indulge in every fun activity for mental build-up, refreshing memory, and stress-busting. Therefore, saving money to cater to your emergency needs is important, but little spending on fun and entertainment induces mental calm and repose our body in stillness, also substantially needed for conducive growth.